An Open Letter to Lenders

At Home Assure, we provide foreclosure assistance for homeowners who are either delinquent with their mortgage or facing an imminent foreclosure. The people we represent choose to work with us due to language barriers, time constraints, limited knowledge in finance, etc. Most importantly, we pride ourselves on upholding the highest standards of business ethics. Due to the recent negative publicity and attacks on companies that provide foreclosure assistance, we would like you to know the following about our firm.

• We pre-qualify and screen each homeowner by completing a detailed personal financial worksheet before we recommend a possible workout or resolution with their lender.
   

• If we do charge a fee for our services, we provide a money back guarantee to all of our clients.
   

• All of our lender facilitators are either certified or come from the banking industry.
   

• Before we contact any lender, we work with each client to complete a workout agreement that includes an authorization form, personal financial statement, hardship letter and a certificate of credit counseling. The home owner is also made aware that other documentation may be needed.
   

• By the time we contact you, in the mitigation department, we have collected all necessary documentation and have informed the homeowner of the all their options.
   

• Finally, we make sure the homeowner is aware of the importance of saving and accumulating as much money as possible to put towards a potential work out resolution.

We, at Home Assure, are trying to raise the bar and add as much integrity as possible to an industry that can provide an invaluable service to a family, or home owner, about to lose their home. It is in the best interest of our company, and the homeowners we represent, that all lenders are made aware of our policies, goals, and vision for the industry. If you work for a lender and would like some additional information about our company and the values we represent, please feel free to contact me by phone or email.

Very Truly Yours,

Nick Molina
Chief Executive Officer
Home Assure, LLC

Raising the Bar in Foreclosure Assistance